Privacy Policy

Identifiers

• Full name and business name
• Email address
• Mailing and business address
• Phone number
• Tax identification number (NPWP) or equivalent
• Internet Protocol (IP) address
• Government-issued ID number (KTP, SIM, or equivalent)

Commercial & Financial Information

• Financing application details (loan amount, tenor, equipment type)
• Transaction and payment history
• Equipment purchase or rental records
• Bank account or payment instrument details
• Credit history and risk assessment data

Equipment & Telemetry Data

• GPS location data from financed or monitored equipment
• Engine hours, fuel consumption, idle time, and utilization metrics
• Equipment health, maintenance alerts, and diagnostic codes
• Geofencing and movement history

Internet & Device Activity

• Browser type, operating system, and device identifiers
• Cookies and similar tracking technologies
• Pages visited, click behavior, and session duration
• Referring URLs and search terms

Geolocation Data

• Location from which you access our website or platform
• GPS data from telematics devices installed on financed equipment

Directly From You

When you create an account, submit a financing application, request access, contact us, or otherwise interact with our platform.

Automatically

Through cookies, analytics tools, server logs, and telematics devices connected to equipment in our network. This includes usage data from our website, APIs, and dashboard applications.

From Third Parties

From partner lenders, dealers, OEMs, credit bureaus, telematics hardware providers, and other service providers who share data with us to facilitate financing, underwriting, and fleet monitoring.

Platform Operations

To operate, maintain, and improve our equipment financing platform, including processing financing applications, risk assessments, underwriting decisions, and portfolio monitoring.

Verification & Underwriting

To verify your identity, assess creditworthiness, evaluate equipment condition and utilization, and facilitate lending decisions. We may share relevant personal and equipment information with partner lenders as reasonably necessary to process your financing application.

Equipment Monitoring

To collect and analyze telematics data from financed equipment for risk monitoring, geofencing alerts, maintenance scheduling, and portfolio health assessment on behalf of lenders and equipment owners.

Communications

To send you service-related communications, platform updates, financing status notifications, and, with your consent, marketing or promotional materials about our services.

Legal & Compliance

To comply with applicable laws, regulations, and legal processes, including Indonesian financial services regulations (OJK), data protection requirements, and anti-money laundering obligations.

With Lending Partners

We share applicant information, equipment data, and risk assessments with partner banks and financial institutions to facilitate financing approvals and ongoing portfolio monitoring.

With Dealers & OEMs

We share relevant lead and application status information with dealer partners to enable embedded financing workflows and after-sales coordination.

With Service Providers

We share information with vendors who support our platform operations, including cloud hosting, analytics, payment processing, telematics infrastructure, and communication services. These providers are contractually obligated to protect your data.

For Legal Reasons

We may disclose personal information when required by law, legal process, or government request, or when we believe disclosure is necessary to protect the rights, property, or safety of Fleevo, our users, or the public.

In Business Transfers

If Fleevo is involved in a merger, acquisition, or sale of assets, your personal information may be transferred as part of that transaction.

Retention

We retain your personal information and telemetry data for as long as necessary to fulfill the purposes described in this policy, meet legal and regulatory obligations, resolve disputes, and enforce our agreements. Financing-related records may be retained for the duration of the loan term and any legally required period thereafter.

Storage & Security

We use industry-standard security measures including encryption, access controls, and secure infrastructure to protect your data in transit and at rest. While no system is completely secure, we take reasonable precautions to safeguard your information.